Our simple process
Sign up in minutes
It’s completely free to sign up. Linking your Amazon account with iwoca lets us see your store’s real-time trading data, allowing us to make a faster and fairer approval decision.
Your credit limit is based on your Amazon performance - we can typically lend up to one month’s sales, or up to £10,000 for a startup business.
Take the funds
Once approved, draw down as much as you need. Most Amazon sellers use iwoca to manage cash flow gaps and purchase inventory.
Repay or top up
Repay early any time to save on interest. You can also top back up to your credit limit (subject to approval).